Tokio Marine Life Insurance

Tokio Marine provides variety of  Whole Life Protection Plans. The most popular Tokio Marine Life Insurance is TM Nest Egg (LP) plan

TM Nest Egg (LP) plan is a wealth accumulation plan that gives your savings an extra boost. The attractive returns give you the assurance that your money is working hard for you. It provides benefit as below:

Great Returns

Enjoy attractive returns of up to 4.05%1,2 per annum upon maturity, ensuring your future financial security. With this plan, a little goes a long way.

Your Goals, Your Terms

With a premium payment term of 5 years, you may choose from policy terms of 10, 15 or 20 years. This allows you to plan your financial goals at your own pace.

Protecting Your Savings

No one can foresee what is in the future. To help ensure that your savings goals do not get derailed by unpredictable circumstances, TM Nest Egg (LP) delivers financial protection in the event of Death or Total & Permanent Disability (TPD)3.

Secure Your Child’s Future

If you are investing in TM Nest Egg (LP) for your child; add on waiver of premium riders on the lives of both you and your spouse. In that way, no matter what happens to either parent, your gift to your child is still secured.

Upon the maturity of a TM Nest Egg (LP) on the life of a child, the Child Maturity Option allows the child to purchase a new whole life or endowment policy, for an amount up to the sum assured of the matured policy without further medical evidence. Secure that long-term financial security on your child’s life now!

Lump Sum Payout

Upon maturity, you will receive a lump sum payout. You may use this payout as a reward to indulge yourself or save up for your golden years.

Disclaimers:

  1. Based on the profile of a 1 year old male, sum assured of S$300,000 and a policy term of 20 years.
  2. Includes non-guaranteed bonuses. Bonuses are based on a projected investment rate of return of 4.75% p.a. on the Participating Fund. As these bonuses are not guaranteed, the actual amount payable may vary according to the future performance of the Participating Fund.
  3. TPD Benefit is provided until the policy anniversary on which the Life Assured is age 65 next birthday.

All ages mentioned in this plan are based on age next birthday.

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown in this brochure is for reference only and is accurate as at 1 October 2013.

Note: Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
As Independent Financial Consultants, we provide insurance plans from most of insurance companies. We list several popular whole life insurance plans from different insurance company for your comparison as below:

 

Have you ensured the security of your family’s future?

While 6 in 10 Singaporeans claim to have a clear idea of how much their dependents will need in the event of their death or disability

Nearly 7 in 10 have prepared 50% or less of the life insurance cover they think is required

The Life Insurance Association of Singapore estimates that the average Singaporean is under-insured by more than S$300,000. 

Taking care of your family is your top priority in life.

If you feel difficult to find a trusty and professional financial consultant, or if you need an independent financial consultant for unbiased advice.  We can recommend a trusty financial consultant to discuss your insurance needs FREE of Charge, please fill below online form to Contact Us now. Our recommended financial consultant will contact you to make you understand how to choose suitable insurance to meet your needs.