AVIVA Health Insurance

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AVIVA health insurance or medical insurance plan is named “MyShield” which is a Medisave-approved Integrated Shield plan that provides comprehensive health protection with great cost savings for your entire family’s healthcare needs. Unlike other hospital plans, you do not have to worry about your past medical history. With this hardworking Shield plan comes a flexible option so that you can have the opportunity to obtain coverage for pre-existing conditions (Based on Moratorium Underwriting and provided applicant is not of occupation class 4 and has not been declined / deferred for other insurance applications.)

Key Benefits at a Glance of MyShield:

Free medical cover for your children

Designed to provide comprehensive medical coverage for your family, MyShield is the only integrated Shield plan in Singapore to provide free medical coverage for your children (up to 20 years old at Age Next Birthday), as long as both you and your spouse are covered under MyShield’s Plan 1 or 2. So you can enjoy cost savings while your family enjoys comprehensive healthcare protection.

Cashless hospital admissions, even at private hospitals

AVIVA are one of the few insurers in Singapore to offer a Letter of Guarantee (LOG), even at private hospitals, allowing you and your family to focus on getting better without worrying about cash payments during hospital admission.

Inflation-proof medical care

MyShield provides “as-charged” medical coverage, to protect you from medical inflation, even for private hospitals.

Opportunity to cover past medical concerns with Guaranteed Issuance

First and only insurer to offer this feature in the market, MyShield provides you with the opportunity to obtain coverage for pre-existing conditions through a simplified and hassle-free application process that requires no medical declaration, based on moratorium underwriting.

Affordable cover without the financial strain

There’s no need to strain your cash reserves. Simply put your Medisave funds to work and enjoy comprehensive cover for yourself and your family. Your Medisave Account can be used to pay for premiums from S$800 to S$1,400 per year

Guaranteed renewability & unlimited lifetime cover

No matter which plan you choose, MyShield is guaranteed renewable regardless of your future health conditions, and provides lifetime cover with no lifetime claim limits.

Furthermore, AVIVA also provides MyShield Plus rider to get the extra coverage you need for as little as less than less than 10 cents a day.

MyShield Plus Option A

Flexibility to cover your co-insurance expenses and other great benefits:

Children are covered under Free Child Cover

Like MyShield, your child will enjoy free coverage when both you and your spouse are covered under MyShield Plus Plan 1 or Plan 2. This benefit will continue for up to 20 years old at age next birthday even upon the demise of any one of the parents.

Critical Illness coverage

You can receive a lump sum payout of S$10,000 upon the diagnosis of any one of the 30 critical illnesses, up to 65 years old at age next birthday. Children who are covered under the Free Child Cover are also covered for the full 30 critical illnesses.

Accidental Coverage for Insured Child

AVIVA will payout a lump sum if your child suffers an accidental fracture.

Advanced Benefit under MyShield Plus Option A

You can expect your MyShield benefits to be enhanced under Advanced Benefit when you are covered under MyShield Plus Option A. To find out more, you can refer to the benefit schedule for the details of Advanced Benefits.

[NEW] MyShield Plus Option C:

Comprehensive coverage with zero out-of-pocket expenses. You can receive the coverage provided by MyShield Plus Option A and more:

Covers your Deductible expenses

You can enjoy coverage with zero out-of-pocket expenses as Option C can cover the charges from first dollar onwards.

Enjoy Preferred Rate for Children

You child will enjoy preferred rate when both you and your spouse are also covered under MyShield Plus Plan 1 or Plan 2.

Guaranteed renewability

What’s more, MyShield Plus is also guaranteed renewable regardless of your future health conditions.

As Independent Financial Consultants, we provide insurance plans from most of insurance companies. We list several popular health insurance plans from different insurance company for your comparison as below:

If you feel difficult to find a trusty and professional financial consultant, or if you need an independent financial consultant for unbiased advice. We can recommend a trusty financial consultant to discuss your insurance needs FREE of Charge, please fill the online form in Contact Us now. Our recommended financial consultant will contact you to make you understand how to choose suitable insurance to meet your needs.