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Liberty Travel Insurance
Libertry Travel Insurance Benefits at a Glance
- Double indemnity for road accidents
- 24-hour accessibility to our Helpline at (+65) 6636 1131 which provides assistance services worldwide
- Liberty China Card-hospital admission deposit waived at designated hospitals in China, Hong Kong and Taiwan
- Compensation for travel/flight misconnection, flight diversion, flight and baggage delays, and additional cost incurred for alternative transport arrangement following cancelation or delay of scheduled transport
- Coverage in the event of terrorism, including when nuclear, chemical and/or biological weapons are used
Schedule of Benefits
| Description of Benefits | Insured Person |
Maximum Coverage (S$)
|
|
| Standard | Supreme | ||
|
1.Personal Accident (Double Indemnity for Road Accident)
Compensates for Accidental death or permanent disablement following Accidental bodily injury
|
Per Individual
– Age 75 years & below
– Age 76 to 85 years
– Insured Child (<25 years)
|
S$150,000
S$50,000*
S$50,000
|
S$300,000
S$100,000*
S$100,000
|
| Medical | |||
| 2. Overseas Medical Expenses |
Per Individual
– Age 75 years & below
– Age 76 to 85 years
Per Family
|
S$250,000
S$50,000*
S$500,000
|
S$500,000
S$75,000*
S$800,000
|
| 3.Medical Expenses Incurred upon return to Singapore |
Per Individual
– Age 75 years & below
– Age 76 to 85 years
Per Family
|
S$15,000
S$1,000
S$30,000
|
S$25,000
S$2,500*
S$50,000
|
| 4. Overseas Hospital Visit | Per Individual Per Family |
S$3,000 S$6,000 |
S$5,000 S$10,000 |
| 5.Additional Accommodation Expenses | Per Individual Per Family |
S$2,000 S$2,000 |
S$5,000 S$5,000 |
| 6. Overseas Compassionate Visit | Per Individual Per Family |
S$3,000 S$6,000 |
S$5,000 S$10,000 |
| 7. Child Guard | Per Individual Per Family |
S$3,000 S$6,000 |
S$5,000 S$10,000 |
| 8. Hospital Daily Income Benefit (Overseas) | Per Individual Per Family |
S$10,000 S$10,000 |
S$30,000 S$30,000 |
| 9.Hospital Daily Income Benefit (Singapore) | Per Individual Per Family |
S$500 S$500 |
S$1,000 S$1,000 |
| 10.Medical Expenses for Pregnancy Related Sickness | Per Individual Per Family |
S$2,500 S$2,500 |
S$5,000 S$5,000 |
| 11. 24-hour Medical Assistance | Per Individual Per Family |
Liberty Helpline | |
| 12.Emergency Telephone Expenses | Per Individual Per Family |
S$100 S$100 |
S$100 S$100 |
| Medical Evacuation | |||
| 13.Emergency Medical Evacuation |
Per Individual
– Age 75 years & below
– Age 76 to 85 years
Per Family
|
Unlimited
S$100,000*
Unlimited
|
Unlimited
S$150,000*
Unlimited
|
| 14. Repatriation of Mortal Remains |
Per Individual
– Age 75 years & below
– Age 76 to 85 years
Per Family
|
Unlimited
S$15,000*
Unlimited
|
Unlimited
S$30,000*
Unlimited
|
| Liability | |||
| 15. Personal Liability | Per Individual Per Family |
S$500,000 S$500,000 |
S$1,000,000 S$1,000,000 |
| Inconveniences | |||
| 16.Trip Cancelation/Postponement | Per Individual Per Family |
S$5,000 S$10,000 |
S$10,000 S$20,000 |
| 17. Trip Curtailment | Per Individual Per Family |
S$5,000 S$10,000 |
S$10,000 S$20,000 |
| 18. Alternative Trip Arrangement | Per Individual Per Family |
S$500 S$1,000 |
S$500 S$1,000 |
| 19.Trip Disruption | Per Individual Per Family |
S$3,000 S$5,000 |
S$5,000 S$8,000 |
| 20. Travel/Flight Misconnection | Per Individual Per Family |
S$200 S$200 |
S$200 S$200 |
| 21.Travel Delay | Per Individual Per Family |
S$1,000 S$1,000 |
S$1,000 S$2,000 |
| 22.Flight Diversion | Per Individual Per Family |
S$1000 S$1000 |
S$1000 S$1000 |
| 23. Travel Overbooking | Per Individual Per Family |
S$150 S$300 |
S$200 S$400 |
| 24. Emergency Purchases | Per Individual Per Family |
S$250 S$500 |
S$500 S$1,000 |
| 25.Baggage Delay | Per Individual Per Family |
S$1,000 S$1,000 |
S$1,000 S$1,000 |
| 26.24-hour Travel Assistance | Per Individual Per Family |
Liberty Helpline | |
| Losses | |||
| 27.Loss of Personal Money | Per Individual Per Family |
S$250 S$500 |
S$500 S$1,000 |
| 28. Loss of Travel Documents | Per Individual Per Family |
S$3,000 S$5,000 |
S$5,000 S$5,000 |
| 29. Loss of or Damage to Baggage & Personal Effects | Per Individual Per Family |
S$3,000 S$5,000 |
S$5,000 S$8,000 |
| 30.Rental Vehicle Excess Cover | Per Individual Per Family |
S$1,000 S$1,000 |
S$2,000 S$2,000 |
| 31.Closure of Travel Agent | Per Individual Per Family |
S$5,000 S$10,000 |
S$10,000 S$20,000 |
| 32.Home Guard | Per Individual Per Family |
S$2,500 S$2,500 |
S$5,000 S$5,000 |
| Extensions | |||
| 33. Hijack Benefit | Per Individual Per Family |
S$1,000 S$2,000 |
S$2,000 S$4,000 |
| 34.Automatic Extension | Per Individual Per Family |
7 days | 7 days |
| 35.Disruption/Withdrawal of Hotel Services | Per Individual Per Family |
S$200 S$200 |
S$200 S$200 |
| 36. Kidnap Benefit | Per Individual Per Family |
S$3,000 S$5,000 |
S$5,000 S$5,000 |
| 37.Terrorism Extension | Per Individual Per Family |
Covered | Covered |
| 38.Quarantine Following Infectious Diseases | Per Individual Per Family |
S$350 S$700 |
S$700 S$1,400 |
* Reduced limit applies to insured person from age 76 to 85 years under Individual or Family plan
- The amounts listed in the benefits table are the maximum coverage payable for each benefit
- Pre-existing medical conditions will not be covered
- Coverage intended for overseas and not in Singapore
The information provided here is a summary. Please refer to the actual wordings for the terms and conditions.
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