HSBC Term Insurance

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HSBC Term Insurance plan is named ValueTerm, a affordable and flexible term life insurance plan that provides comprehensive coverage against terminal illness or total and permanent disability.

Benefits of ValueTerm

Affordable protection
Enjoy life insurance coverage up to 90 years oldof age and secure the financial future of your loved ones if something unforeseen happens to you. This peace of mind is yours to enjoy at an affordable amount.
Flexibility to choose your type of coverage – Terminal Illness or Disability
In addition to your life insurance coverage, you also get to pick the coverage you want:
– Terminal illness coverage up till the end of your chosen plan.
– Total and permanent disability coverage up to 65 years of age.
Fixed premiums terms
Be assured that as you grow older and the need for life insurance coverage grows, the premium amount on your ValueTerm plan stays the same as the day that you start to pay your first premium – guaranteed.
Flexibility to enhance your coverage
ValueTerm gives you the option to add supplementary benefits for more comprehensive coverage such as:
– Lady FirstCare for additional coverage against female-related critical illnesses, such as breast or cervical cancer.
– Junior FirstCare or Junior FirstCare Plus to provide additional coverage for your child against common child-related critical illnesses such as severe asthma or leukaemia.

How ValueTerm works

Assuming a non-smoking male or female who takes up ValueTerm:

Age	Coverage	Benefits	Annual premium amount	Monthly premium amount
30-year old, male	Death, and total and permanent disability	Sum assured of S$200,000 up till age 65	S$570.00	S$48.45
35-year old, female	Death and terminal illness	Sum assured of S$500,000 for 20 years	S$700.00	S$59.50

The figures are for illustration purposes only. Insurance eligibility and premiums are subject to underwriting.

As Independent Financial Consultants, we provide insurance plans from most of insurance companies. We list several popular term insurance plans from different insurance company for your comparison as below:

Have you ensured the security of your family’s future?

While 6 in 10 Singaporeans claim to have a clear idea of how much their dependents will need in the event of their death or disability

Nearly 7 in 10 have prepared 50% or less of the life insurance cover they think is required

The Life Insurance Association of Singapore estimates that the average Singaporean is under-insured by more than S$300,000.

Taking care of your family is your top priority in life.

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