Personal Accident | Comprehensive | Essential | |
---|---|---|---|
Section 1 Accidental Death & Total Permament Disablement |
Adult up to 70 yrs | $500,000 | $250,000 |
Adult above 70 yrs | $200,000 | $100,000 | |
Child | $100,000 | $100,000 | |
Section 2
Double Public Transport Coverage Pays double for death due to an accident in a public transport whilst overseas.
|
Adult up to 70 yrs | $1,000,000 | $500,000 |
Adult above 70 yrs | $400,000 | $200,000 | |
Child | $200,000 | $200,000 | |
Section 3
Tuition Grant for Each Dependent Child Pays a lump sum for each child (max 4) upon accidental death of the insured parent whilst overseas. |
$8,000
|
$4,000
|
|
Medical & Dental Expenses | Comprehensive | Essential | |
Outside Singapore | |||
Section 4 Medical Expenses Includes treatment by a Chinese Physician / Chiropractor. |
Adult up to 70 yrs | $600,000 | $300,000 |
Adult above 70 yrs | $50,000 | $50,000 | |
Child | $500,000 | $250,000 | |
Section 5
Pregnancy Related Expenses Reimburses for treatment of pregnancy-related illness. |
$8,000
|
$4,000
|
|
Section 6
Overseas Hospital Allowance Pays $200 per day of hospitalization.
|
$40,000
|
$20,000
|
|
Section 7 Hospital Visit Benefit Pays the travel and accommodation costs for a relative/friend to visit the insured during hospitalisation. |
$10,000
|
$5,000
|
|
Section 8 Compassionate Visit Pays the travel and accommodation costs for a relative/friend to assist in the death arrangements. |
$10,000
|
$5,000
|
|
Section 9 Child Care Benefit Pays the travel and accommodation costs for a relative/friend to accompany the children home if you are hospitalised. |
$10,000
|
$5,000
|
|
Section 10 Special Grant Pays a lump sum upon death whilst overseas. |
$8,000
|
$4,000
|
|
In Singapore | |||
Section 11 Medical Expenses Reimburses for necessary medical treatment in Singapore. |
Adult up to 70 yrs | $60,000 | $30,000 |
Adult above 70 yrs | $6,000 | $3,000 | |
Child | $10,000 | $10,000 | |
Section 12
Hospital Allowance in Singapore Pays $100 per day of hospitalisation.
|
$1,000
|
$500
|
|
Emergency Medical Assistance & Evacuation | Comprehensive | Essential | |
Section 13 Emergency Medical Evacuation |
Unlimited
|
||
Section 14 Emergency Medical Repatriation |
Unlimited
|
||
Section 15 Local Burial / Repatriation of Mortal Remains Back to Singapore Pays for burial/cremation overseas or transporting the mortal remains to Singapore. |
Unlimited
|
||
Travel Inconveniences | Comprehensive | Essential | |
Section 16 Baggage & Personal Effects including Valuables Enhanced Maximum $800 for any one article or pair or set of articles and $500 in the aggregate for valuables |
$7,000
|
$5,000
|
|
Section 16A Laptop, Wireless Handheld Device and Mobile Phone Enhanced Pays up to $1,000 for each item. |
$1,500
|
$1,000
|
|
Section 17 Purchase of Essential Items Reimburses up to $50 for each item. |
$500
|
$250
|
|
Section 18 Baggage Delay Pays $200 for every 6 hours of delay whilst overseas and max $200 if the delay is in Singapore. |
$1,000
|
$1,000
|
|
Section 19 Personal Money & Travel Documents Pays for replacement passport, travel tickets and visa and up to $500 for the loss of money. |
$5,000
|
$2,500
|
|
Section 20 Fraudulent use of Lost Credit Card Enhanced Pays for the unauthorized usage on a lost credit card. |
$1,500
|
$1,500
|
|
Section 21
Personal Liability Enhanced Indemnifies your legal liability to third parties for injury or damage to their property due to negligence.
|
$1,000,000
|
$1,000,000
|
|
Section 22 Loss of Deposit due to Trip Cancellation Enhanced Reimburses for the irrecoverable pre-paid travel expenses. |
$12,000
|
$6,000
|
|
Section 23
Trip Postponement New
Reimburses the necessary costs to reschedule the trip.
|
$1,600
|
$800
|
|
Section 24 Replacement Traveller Reimburses the necessary costs to replace a travelling companion before the trip. |
$1,000
|
$500
|
|
Section 25 Financial Collapse of Travel Agency Reimburses the irrecoverable pre-paid travel expenses due to insolvency of the NATAS travel agent. |
$6,000
|
$3,000
|
|
Section 26 Travel Delay Pays $100 for every 6 hours of travel delay whilst overseas and a max $100 if the delay is in Singapore. |
$1,000
|
$1,000
|
|
Section 27 Travel Diversion Enhanced Pays $100 for every 6 hours of delay. |
$1,000
|
$1,000
|
|
Section 28 Trip Curtailment Enhanced Reimburses the irrecoverable prepaid travel expenses when your trip has to be shortened whilst overseas. |
$20,000
|
$10,000
|
|
Section 29 Overbooked Flight Enhanced Pays you a cash benefit if the travel delay exceeds 4 hours. |
$300
|
$200
|
|
Section 30 Travel Misconnection Enhanced Pays you a cash benefit if the travel delay exceeds 4 hours. |
$200
|
$100
|
|
Section 31 Rental Car Excess Reimburses the excess/deductible for the loss/damage to the rented vehicle. |
$2,000
|
$1,000
|
|
Section 32 Emergency Personal Mobile Phone Charges Reimburses up to $50 per day (max 6 days) for mobile charges used for an emergency. |
$300
|
$150
|
|
Section 33 Loss of Sports Equipment Enhanced Reimburses for lost sport equipment. |
$1,500
|
$750
|
|
Section 34 Pet Care Enhanced Pays $50 for every 8 hours of delay to fetch your pet from a pet hotel. |
$1,500
|
$750
|
|
Section 35 Quarantine Allowance for Influenza A (Outside Singapore) Pays $50 per day of quarantine whilst overseas. |
$700
|
$350
|
|
Section 36 Quarantine Allowance for Influenza A (In Singapore) Pays $50 per day of quarantine in Singapore. |
$700
|
$350
|
|
Travel Security | Comprehensive | Essential | |
Section 37 Hijacking Pays $500 for every 6 hours detained. |
$5,000
|
$2,500
|
|
Section 38 Kidnap & Hostage Pays $500 for every 24 hours detained. |
$10,000
|
$5,000
|
|
Section 39 Home Care Benefit Protects your home contents due to a fire whilst you’re travelling. |
$5,000
|
$2,500
|
|
Section 40 Full Terrorism Cover Includes terrorist attacks by nuclear, chemical and/or biological means. |
Full Cover
|
Full Cover
|
|
Golf Benefits | Comprehensive | Essential | |
Section 41 Golf Equipment Enhanced Pays up to $300 for the lost/damaged golf club. |
$3,000
|
$1,500
|
|
Section 42 Hired Golf Equipment Pays up to $50 per day to hire replacement golf equipment. |
$500
|
$250
|
|
Section 43 Hole-in-One Enhanced Reimburses your entertainment expenses. |
$400
|
$200
|
As Independent Financial Consultants, we provide insurance plans from most of insurance companies, we list several popular travel insurance plans from different insurance company for your comparison as below:
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