Worldwide Coverage Round the Clock

Whether you are at home, at work or travelling overseas, be assured that TM PA covers you round the clock wherever you are.

Guaranteed Renewal

The Guaranteed Renewable¹ feature of the plan gives you and your loved ones the absolute certainty that the cover is there when you need it.

Medical Reimbursement

Let the Medical Reimbursement Benefit of up to S$10,000² ease your financial worry in the event of an accident. Be at liberty to choose your preferred medical treatment, whether in western medicine or in Traditional Chinese Medicine³. This gives you the freedom to select the best medical treatment option to a speedy recovery.

Extensive Cover

The plan offers an Accidental Death Benefit of 100% of the sum assured. Should an accident result in dismemberment, Total and Permanent Disability or burns, the plan benefits cover up to 150%⁴ of sum assured. With this extensive coverage, you can be assured that you and your loved ones are well taken care of. We thought it through for you.

Double Protection

TM PA also includes multiplied benefits of 200% of sum assured should an accidental death occur while travelling on public or private transport anywhere in the world.

Free Child Cover

The plan extends cover even to your little ones! Up to 4 children under 18 years old get to enjoy Free Child Cover at no additional cost! There is no tedious upfront application process – we only need to verify your child’s or children’s particulars at the point of claim.

Flexibility to Customise

Enhance TM PA to suit your needs with the following optional benefits:

Hospital Care Benefits

Do not let a hospital stay get you worried about other financial commitments that you need to take care of. Let the Hospital Care Benefits take care of them as you focus on getting well with the best medical attention you can get.

Lifestyle Care Benefits

The Mobility Aids Reimbursement Benefit gives you the freedom to select the most suitable ambulatory aid to support your road to recovery. This group of benefits also includes the Home Modifications Reimbursement Benefit to cover the cost of adjusting your home environment as well as a Nursing Care Reimbursement Benefit.

Disclaimers:

1. Guaranteed Renewable feature covers up to age 75.
2. Benefit limit is based on Plan D.
3. Subject to sub-limits within each plan and the overall limits of the Medical Reimbursement Benefit.
4. The Accidental Dismemberment and Burns Benefit is payable according to the Table of Indemnity.
5. Premium rates for TM PA are non-guaranteed. Tokio Marine Life Insurance Singapore Ltd. reserves the right to change the premium rate by giving 30 days’ written notice.
6. The categories of the occupational classes can be found in the Product Summary.

All ages mentioned in this brochure are based on age next birthday.