Prudential Term Insurance
Prudential Term Insurance policy has several plan including PRUterm basic, PRUterm renewable, PRUterm total refund and PRUtermplus advantage. The most popular plan is PRUterm basic which has below features:
- Provides lifetime financial protection against death as well as financial protection against disability and terminal illness till age 65
- Available for term of 10 to 45 years up to age 75
- Available as a stand-alone plan or as a rider to your main Prudential plan
- Allows increase of coverage at life’s major milestones without evidence of good health. Within three months of marriage, upon the birth of your child or the adoption of a child, you can choose to take up a new PRUterm basic
- Add on these supplementary benefits for more comprehensive coverage:
- Provides a regular annual income from the year after the total disability, up to 65 years of age
- Crisis Waiver pays for your premiums in event that you are diagnosed with any one of the 30 critical illnesses
- Upon diagnosis of any one of the 30 critical illnesses, Crisis Cover Extra pays out the sum assured in a lump sum during the policy term, thus allowing your coverage against death and terminal illness to continue.
- Comprehensive Personal Accident III benefit receives an additional lump sum payment in the event of accidental death and dismemberment
- reimburse your medical expenses incurred due to the accident and pays out a weekly income if you cannot go to work because of the accident.
- PRUsmart lady II gets financial protection against major female illnesses and medical cost incurred for surgery and hospitalisation
- Crisis Cover III to PRUterm basic with disability chooses to convert all or part of the sum assured to a new whole life or endowment plan
As Independent Financial Consultants, we provide insurance plans from most of insurance companies. We list several popular term insurance plans from different insurance company for your comparison as below:
- AIA Term Insurance
- NTUC Term Insurance
- AVIVA Term Insurance
- Great Eastern Term Insurance
- Prudential Term Insurance
- HSBC Term Insurance
- Tokio Marine Term Insurance
Have you ensured the security of your family’s future?
While 6 in 10 Singaporeans claim to have a clear idea of how much their dependents will need in the event of their death or disability
Nearly 7 in 10 have prepared 50% or less of the life insurance cover they think is required
The Life Insurance Association of Singapore estimates that the average Singaporean is under-insured by more than S$300,000.
Taking care of your family is your top priority in life.
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