MSIG Car Insurance

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MSIG car insurance plans assure your every drive is a breeze! Choose from our MotorMax value plan or MotorMax Plus for even greater protection!

For comprehensive coverage, MotorMax Plus gives you the flexibility to choose the repair workshop and grants you transport allowance in the event your car needs more than 3 days at the workshop. Take no chances too if your car is less than 12 months’ old; MotorMax Plus provides up to $100,000 for a replacement* vehicle in the event of a total loss in an accident.

What’s more? MotorMax Plus offers one of the highest personal accident covers in the market and protection of your outstanding car loan so you can enjoy greater confidence and peace of mind, on and off the roads.

Enjoy comprehensive protection for your car with MotorMax or MotorMax Plus. Be it the value MotorMax plan or the more extensive plan of MotorMax Plus, you are assured of a smooth drive with MSIG.Contact our Customer Service Officer at 6827 7602 to request for a quotation or to find out more about MotorMax Plus.

*Currency: Singapore dollars*
SUMMARY OF BENEFITS		LIMIT OF LIABILITY
SUMMARY OF BENEFITS		MotorMax	MotorMax Plus
1.	Comprehensive coverage of Insured Vehicle against accidental loss or damage Liability To Third Parties Death or bodily injury to any person Damage to property	Market Value of Insured Vehicle at time of loss or damage Unlimited $5,000,000
2.	Personal Accident Benefits Policyholder Authorised Driver and/or passenger (up to legal seating capacity)	$20,000 $10,000 each	$100,000 $50,000 each
3.	Medical Expenses Policyholder Authorised Driver and/or passenger (up to legal seating capacity)	Up to $1,000 Up to $1,000 each	Up to $1,000 Up to $1,000 each
4.	Choice of Workshop for accident repairs to Insured Vehicle	MSIG’s authorised workshops	Any Workshop
5.	Transport allowance while the Insured Vehicle undergoes repairs following accident damage if the approved repair period is more than 3 days. Where this benefit applies, cover starts from the first day of repair. Please refer to the illustration in FAQ No. 7.	Not Covered	$50 per day Max 10 days
6.	New for Old Replacement (High performance, sports makes and high value vehicles excluded) Pays the difference of up to $100,000 between the market value of the Insured Vehicle at the time of a Total Loss or Constructive Total Loss and the cost of a new vehicle of same make and model following accident occurring within 12 months of its first registration. This benefit does not apply to Total Loss or Constructive Total Loss caused by flood, theft or robbery of the Insured Vehicle.	Not Covered	Covered
7.	Loan Protection Benefits Pays the outstanding loan amount in respect of the Insured Vehicle following accidental death of the Policyholder in direct connection with the Insured Vehicle.	Not Covered	Up to $100,000
8.	Windscreen Windscreen Cover due to breakage, subject to excess of $100 for each claim.	Auto reinstatement
9.	24 hours Automobile and Medical Assistance Services Auto Assistance Helpline Services such as emergency towing, roadside assistance, vehicle repatriation, accident & police report notification, locksmith referral and many more Emergency medical evacuation and repatriation of the Policyholder for accidents within the Geographical area (excluding Singapore) in connection with the Insured Vehicle	Available $50,000

Geographical Area:

Singapore, West Malaysia and that part of Thailand within 80 kilometres of the border between Thailand and West Malaysia.

Notes:

Cover is subject to an Excess for vehicle damage repairs.

An additional Young and/or Inexperienced Driver Excess of $3,000 applies for any person (other than Policyholder) who is 26 years of age or below and/or has held a valid driving licence for 2 years or less.

As Independent Financial Consultants, we provide insurance plans from most of insurance companies. We list several popular Motor Car Insurance plans from different insurance company for your comparison as below:

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