Health Insurance Comparison

What would happen if  you were too sick or injured which you need medical treatment and hospitalisation?

You’d still have to pay all your monthly bills for your expenses including food, utilities and house payments. Add in things like tuition and retirement funding, and it’s easy to see how savings could quickly disappear.

Do you know that the costs of healthcare has increased tremendously over the last 10 years?

Generally, healthcare costs are rising faster than the average cost of other goods and services. Medical expense benefits aim to meet the direct costs of medical treatment and hospitalisation.

Based on official survey, 72% of Singaporeans agree that they cannot afford to get sick these days due to the high medical costs. That is why we need health insurance to migrate the risk of high medical costs.

Medical expense benefits are offered on a reimbursement basis. In short, you pay the bill first and then the insurance company gives you the money back.

Depending on the type of health insurance plan chosen, this benefit group may cover the full cost of treatment, or just a portion of the costs. Or your health insurance plan may cover some costs in full, and other costs in part, or are subject to maximum limits. As a recommended minimum, everyone should have a health insurance plan, even for a new born baby, do your best to sign a health insurance plan as soon as possible in order that your baby will not be subject to any risk of “existing medical conditions being excluded from cover” or made “to pay higher premiums” or “rejected from cover altogether”.

If possible, you should choose “as charged” health insurance plan.

 
As Independent Financial Consultants, we provide insurance plans from most of insurance companies. We list several popular health insurance plans from different insurance company for your comparison as below:

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