AIA Accident Insurance

AIA Accident Insurance has several different plans as below:

AIA Flexi Personal Accident

AIA Personal Accident for Life

AIA Platinum AccidentCare

AIA Prime Assured

AIA Solitaire Personal Accident

AIA Star Shield Plus

The most popular AIA Accident Insurance plan is AIA Solitaire Personal Accident plan. AIA Solitaire Personal Accident provides financial assistance with the costs associated with accidental injuries, disability and death to help you and/or your family cope with life changes which may come about as a result of an accident. The plan has been designed to complement your existing medical insurance plans and can be tailored to offer protection against a variety of modern-day risks.

Basic Benefits:

  • Financial assistance to cope with the impact of a serious accident that leads to the loss of limbs, the loss of use of limbs, third degree burns or even permanent and total disability
  • Financial security for your loved ones in case of your death
  • Coverage for ‘accidental’ medical bills and even Traditional Chinese Medicine/Chiropractic treatment
  • Protection against additional risks such as food poisoning, animal or insect bites (e.g. dengue fever) and injuries sustained while engaging in amateur sports on a recreational basis (e.g. skiing and football)
  • Renewal bonuses worth up to 25% extra coverage**

** A 5% renewal bonus on the respective Principal Sums of the Accidental Death Benefit, Accidental Dismemberment and Burns Benefit, Accidental Permanent Total Disablement Benefit and Double Indemnity for Accidental Death on Public Conveyance Benefit will apply, up to a maximum of 5 consecutive renewals, provided no claim has been admitted on the Accidental Dismemberment and Burns Benefit.

 

Optional Benefits:

When you sign up for AIA Solitaire Personal Accident you have the flexibility to include one or both of the following optional benefits groups in addition to the basic benefits.

  1. Lifestyle Maintenance Benefits
    • Weekly income benefit for temporary total/partial disability
    • Reimbursement for mobility aids (e.g. wheelchairs)
    • Reimbursement for home modifications (e.g. widening of doorways and special bathroom adaptations for wheelchair users)
    • Extra cash payout to your family in the event of your death or permanent and total disability
  2. Accidental Hospitalisation Benefits
    • Daily cash income while you are hospitalised due to an accident
    • Extra cover for broken bones
    • Reimbursement for ambulance fees
    • Emergency medical evacuation and repatriation

As Independent Financial Consultants, we provide insurance plans from most of insurance companies. We list several popular Personal Accident insurance plans from different insurance company for your comparison as below:

If you feel difficult to find a trusty and professional financial consultant, or if you need an independent financial consultant for unbiased advice.  We can recommend a trusty financial consultant to discuss your insurance needs FREE of Charge, please fill the online form in Contact Us now. Our recommended financial consultant will contact you to make you understand how to choose suitable insurance to meet your needs.